Microfinancing models for water and sanitation

Salama Circle: Micro-finance model for water access This case explored how trust-based, zero-interest savings circles could enable families with low socio-economic backgrounds to access water and sanitation services without falling into debt. The model challenges traditional loan-based systems by prioritising trust, empowerment and environmental co-benefits over profit alone. Team members: Freja Myrup Høg (Economics), Lotus Yip Bargejani (Sociology), Willads Ferdinand Pfeiffer (Health and Informatics), and Yaasir Abdullahi Mohamed Gabeyre (Health and Informatics).